Jessica's Journey

Age 71

Jessica, 71, treasuring the golden years

Welcome! Follow Jessica back in time on her path to retirement.

Jessica's days are filled with possibility. The decisions she made, with the help of a financial advisor, to manage her retirement savings during her working years helped create a source of income she needed at her retirement Day One and beyond.

Scroll down to follow Jessica's journey
to retirement

Jessica made saving for retirement a priority early in life. She chose a Prudential Day One® Fund, a professionally designed investment option available in her employer's retirement plan.

Jessica made saving for retirement a priority early in life. She chose a Prudential Day OneSM Fund, a professionally designed investment option available in her employer's retirement plan.

Age 57

Age 57, Jessica adores her mom.
Good thing, because she’s moving in.

Mom can’t do the things she used to, and Jessica knew this day would come.

Are you already a caregiver, or do you think you may provide care for someone in the future?

While Jessica was able to pay for in-home care, she knew she had to review her retirement savings plan in light of the added expenses. Among her options were: reassessing and potentially adjusting the risk profile of her retirement investments; continuing to add to her retirement savings as planned and cutting expenses somewhere else; or even delaying retirement for a few years.

Age 42

Age 42, it’s a dog day afternoon

While Jessica loved her career, she finally mustered the guts to pursue her dream—launching a pet salon.

Do you own a business or think you may open one someday?

With the risk of opening a business, Jessica reviewed her retirement investments. She explored whether she should adjust her risk profile and change her allocations to another Day One Fund with a different target date (since she kept her savings in her former employer’s plan), or keep adding to her retirement savings outside her prior employer’s retirement plan.

Age 27

Age 27, goin’ to the chapel …

Two sets of visions for the future. Two retirement savings paths.
One life ahead.

Are you already married, or do you think you might get married?

With two household incomes combined, Jessica and her spouse reviewed their retirement savings options and risk tolerance. Jessica considered when she would like to retire, if she could afford to increase her contribution rate, and if choosing a Day One Fund with a different target date matched her new retirement goals.

Age 24

At age 24, Jessica upped her Day One Fund contributions after paying off her student loans

Jessica knew the importance of an early start in saving for retirement. At age 22, although she was paying off her student loans, she began to contribute enough to her Day One Fund, which was available through her employer's retirement plan, to benefit from the company match.

After paying off her student loans, Jessica increased her contributions to her Day One Fund, which she selected based on the date she hoped to retire.